Frequently Asked Questions

What services do you provide?

We offer a comprehensive range of financial services, ensuring all your needs are met either in-house or through our valued industry partners. Our core services include:

As your one-stop shop for financial solutions, we strive to provide sound guidance and support in every aspect of your financial journey.

What makes WealthClarity different from other financial advisors?

WealthClarity is designed to be your one‑stop shop for comprehensive financial planning and investment management. Clients choose us because we are fiduciaries, we offer full‑service planning across taxes, investments, retirement, estate planning, and insurance, and our advisors hold top credentials including CFP®, CFA®, CPFA, APMA®, and MBA. We serve clients in all 50 states with flexible virtual and in‑person options, coordinate with your CPA and attorney, and take a warm, judgment‑free approach that meets you where you are.

Do you follow the fiduciary standard?

Yes, we follow the fiduciary standard, which means we always prioritize your needs and financial goals in every decision we make. Click here to learn more about the fiduciary standard.

What qualifications do WealthClarity advisors hold?

Our advisors possess a wide range of reputable industry and business credentials, including:

CERTIFIED FINANCIAL PLANNER® (CFP®)

Chartered Financial Analyst® (CFA®)

Tyler Freeman

Certified Plan Fiduciary Advisor (CPFA)

Accredited Portfolio Management Advisor (APMA)

Keith Cusack

Master of Business Administration (MBA)

Brian VanKeuren

Do you work with residents from out of state?

Yes! We are licensed to conduct financial planning services and advisory investment management services in all 50 states.

Do we have to meet in person, or can we meet virtually?

We are pleased to offer our services both in person and virtually. You can choose to meet us at our Lakewood office, or we can arrange to meet you at a convenient location in certain circumstances. Additionally, we provide virtual consultations via phone or video call. Click here to schedule a complimentary consultation today.

Is there a minimum amount to work with WealthClarity?

WealthClarity does not have a minimum amount of investable assets to work with us. However, some of our advisors have their own account minimums. Schedule a complimentary consultation today, and we’ll match you with an advisor who’s the right fit for your needs.

What are your fiduciary financial advisor's fees and costs?

We offer two primary options to our clients: An assets under management (AUM) arrangement or flat-fee financial planning. Below is an overview of these options:

Investment Management Fee Structure:

In this arrangement, our financial advisor’s costs for managing and investing your assets are fee-based, primarily depending on your assets under management. This fee is variable and competitive, and your advisor will discuss the specifics with you during your consultation.This covers portfolio management, ongoing financial planning, and regular reviews. Financial Planning is often included above a certain AUM threshold, varying by advisor.

Flat-Fee Financial Planning:

We charge a fixed fee for a comprehensive financial plan, ranging from $2,500 to $7,800, depending on the complexity of your unique financial situation. This fee will be determined and reviewed during your consultation with one of our financial advisors. This fee is often included with our investment management services depending on your AUM.

Clients are not required to transfer assets to LPL Financial. We can provide advisory services for your investment objectives, or we can transfer custody of your assets and manage the investments for you.

For more information, please click here to schedule a complimentary consultation today.

How often can I meet with my advisor?

At WealthClarity, we prioritize your financial well-being. We schedule at least one comprehensive meeting each year to review your investment performance and financial plan. Additionally, we understand that life can be unpredictable, so we are always available to meet with you as needed to navigate life changes, investment decisions, and major purchases.

How often will I hear from my advisor?

You can expect consistent, proactive communication throughout the year when needed. We provide at least one comprehensive annual review, regular check‑ins as your life or goals change, on-going access to your advisor for questions or major decisions, and timely outreach during market events or planning opportunities. We’re here when you need us.

I'd like to lower my tax burden. Can you help me with this?

Yes, we offer comprehensive tax planning solutions to help you minimize your tax burden. If your tax situation requires specialized expertise beyond our scope, we will connect you with one of our reputable local industry partners to ensure you receive the best possible advice and support.

Do you help with employer benefits, stock compensation, or RSUs?

Yes. We regularly help clients navigate RSUs, stock options, ESPPs, deferred compensation plans, executive compensation packages, and employer retirement benefits. We analyze tax implications, vesting schedules, diversification strategies, and long‑term planning impacts to help you make confident decisions

I own one or more real estate investment properties; how can you help me with those assets?

Our comprehensive financial planning software is designed to handle complex financial scenarios, including the income and implications of purchasing, owning, or selling real estate investment properties. Many of our clients, as well as several of our staff members, own investment properties. With our extensive experience in navigating unique real estate investment considerations, we are confident that we will provide valuable insights and support that aim to maximize your real estate investments.

Do you offer estate planning?

Yes, we specialize in estate planning. Estate planning is an essential component of a comprehensive financial plan. Our goal is to ensure that you and your family are financially prepared for the future and the seamless transfer of your estate. Click here to learn more about our estate planning services.

Do you offer insurance products or annuities?

Yes, through our partnership with LPL as our broker-dealer, we have access to insurance and annuity products from all major providers. This allows us to compare options and find the best products to meet your needs.

How do you coordinate with my CPA, attorney, or other professionals?

We take a team‑based approach to financial planning. With your permission, we work directly with your CPA, estate attorney, insurance agent, and other professionals to ensure your tax strategy, estate plan, investments, and financial goals all work together.

How do WealthClarity and LPL Financial work together?

WealthClarity serves as your financial advisor and planning partner, while LPL Financial serves as our broker dealer, custodian and compliance department. This means WealthClarity provides advice, planning, and investment management, and LPL Financial holds your accounts, processes trades, and safeguards your assets. You receive the personalized service of an independent financial services firm backed by the strength, security, and technology of a national financial institution.

What if I feel embarrassed about my finances?

Many people feel this way before meeting with a financial advisor, and that’s completely normal. At WealthClarity, we do not operate with judgment. Our role is to help you move forward with clarity, not critique the past. We meet you exactly where you are, whether you’re feeling behind, overwhelmed, or unsure where to start. Your financial story is safe with us, and we’re here to support your next steps with compassion and expertise.